You may have heard about SCA and have a vague idea that  it has something to do with payments . What exactly is it?

Strong Customer Authentication (SCA), is a new requirement that is part of the Payment Services Directive 2 (PDS2) in Europe. It came into effect on September 14th, 2019.  PDS2 was established to regulate payment services and payment service providers throughout the European Union and European Economic Area. 

SCA is a part of this directive. 

SCA reduces fraud and makes online payments more secure. Online payments now require require additional customer authentication and transactions may be declined by banks without this extra step of authentication. 

So, does SCA apply to you? If your business and your bank are located in the EU or the EEA and you are making a payment to Book Like a Boss you might be requested to provide additional authentication. This could be an SMS to your phone that you need to confirm or a pop-up that will require you to input a number or info. 

The SCA regulation will also apply to you if your clients or customers have bank accounts based in the EU, even you are based elsewhere.  

You don't need to do anything or adjust any settings. BLAB has made sure that our payment platforms are SCA compliant. 

The SCA ensures that fewer fraudulently payments are made and that means more money in your account for services your have provided. Good news for everyone!
  

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